Goldstone Financial Group Founder & CEO Anthony Pellegrino advises retirees to prepare for the 2026 Social Security COLA's knock-on effects across cash flow, taxes, Medicare premiums, and portfolio risk—reinforcing the firm's fiduciary, all‑inclusive retirement planning approach.
-- As inflation data shapes the forthcoming Social Security cost‑of‑living adjustment (COLA), Chicago advisor Anthony Pellegrino is urging retirees to translate the headline increase into net, after‑premium and after‑tax income—and to adjust their retirement income plans accordingly through Goldstone's process.
For more information, visit https://www.goldstonefinancialgroup.com/anthony-pellegrino/
Independent analyst estimates currently point to a modest 2026 COLA, which could add roughly $50-$55 per month to the average benefit. Because Medicare Part B premiums are typically deducted from Social Security checks, Pellegrino cautions that premium increases may offset part of the raise for many retirees.
Advisors at Goldstone Financial Group incorporate COLA projections and healthcare costs into the firm's Retirement Roadmap, covering income, investments, tax, healthcare, and legacy, to help clients preserve purchasing power and manage risk through market changes.
"Our job as Advisors is to make every dollar work," said Pellegrino. "That means coordinating Social Security timing, addressing tax drag, and stress‑testing income plans against healthcare expenses and market volatility—so clients can maintain their lifestyle with confidence."
Pellegrino's income planning approach centers on building reliable, inflation‑aware income streams—leveraging Social Security optimization alongside pensions, carefully selected annuities with lifetime income features, and personal savings from 401(k)/IRA rollovers—to help bridge the paycheck gap in retirement. The firm evaluates risk tolerance, fees, and volatility control, aligning investments to cash‑flow needs and tax strategy.
About Goldstone Financial Group
Goldstone Financial Group is a Registered Investment Adviser and fiduciary firm based in Oakbrook Terrace, Illinois, providing retirement planning, wealth management, tax planning, healthcare planning, and estate strategies. The firm has been ranked among America's Fastest-Growing Private Companies. CEO Anthony Pellegrino is a two-time 'Five Star Wealth Manager'*.
For more information, visit https://www.goldstonefinancialgroup.com/ or call (630) 620‑9300.
*This award was issued in 2010 and 2011 by Five Star Professional (FSP). Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com for more information regarding the criteria and the award.
"Goldstone Financial Group, LLC (“GFG”) is a registered investment advisor with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or qualification. This material is provided for informational purposes only. Opinions expressed herein are solely those of GFG. None of the information presented in this material is intended to offer personalized investment advice and does not constitute an offer to sell or solicit any offer to buy a security or any insurance product and is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation."
Contact Info:
Name: Anthony Pellegrino
Email: Send Email
Organization: Goldstone Financial Group
Address: 18W140 Butterfield Road, Oakbrook Terrace, Illinois 60181, United States
Phone: +1-630-620-9300
Website: https://www.goldstonefinancialgroup.com/
Source: PressCable
Release ID: 89178926
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